Industry Leaders Working Together for Your Benefit

The exceptional performance of our Workers' Compensation program doesn't happen by accident. It's the result of strategic partnerships with industry-leading organizations who bring specialized expertise to every aspect of the program.

These carefully selected partners work in concert to deliver a Workers' Compensation solution that transforms what could be a standard insurance product into a genuine competitive advantage for your agency.

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USI

As the program broker, USI provides comprehensive consultation on all aspects of the program. Their team negotiates with partner organizations, facilitates coordination with insurance carriers, and ensures proper brokerage services across all jurisdictions.

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AXA XL

While policies are issued through the 4As Insurance Company Ltd, AXA XL provides essential support by rating and issuing policies, delivering stop-loss protection, and managing the policy audit process to ensure program integrity.

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Gallagher Bassett

This specialized team handles the critical functions of claims administration and adjudication, ensuring that legitimate claims are processed efficiently while protecting the program's financial stability.

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Deloitte Consulting

Deloitte's actuarial team provides sophisticated analysis to determine appropriate reserve requirements—a critical function that ensures the program maintains proper financial strength.

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Arthur Morris (Grant Thornton Affiliate)

As the program's financial auditor, Arthur Morris validates the captive's financial reporting, providing confidence in the program's stability and transparency.

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Bank of America

Providing investment and credit services, Bank of America helps maximize the program's financial performance while ensuring appropriate liquidity.

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Marsh

Through their specialized Ergonomic Program, Marsh delivers access to certified professional ergonomists (CPEs) who help member agencies create and maintain workplace safety initiatives—reducing injuries before they occur.