
Industry Leaders Working Together for Your Benefit
The exceptional performance of our Workers' Compensation program doesn't happen by accident. It's the result of strategic partnerships with industry-leading organizations who bring specialized expertise to every aspect of the program.
These carefully selected partners work in concert to deliver a Workers' Compensation solution that transforms what could be a standard insurance product into a genuine competitive advantage for your agency.

USI
As the program broker, USI provides comprehensive consultation on all aspects of the program. Their team negotiates with partner organizations, facilitates coordination with insurance carriers, and ensures proper brokerage services across all jurisdictions.

AXA XL
While policies are issued through the 4As Insurance Company Ltd, AXA XL provides essential support by rating and issuing policies, delivering stop-loss protection, and managing the policy audit process to ensure program integrity.

Gallagher Bassett
This specialized team handles the critical functions of claims administration and adjudication, ensuring that legitimate claims are processed efficiently while protecting the program's financial stability.

Deloitte Consulting
Deloitte's actuarial team provides sophisticated analysis to determine appropriate reserve requirements—a critical function that ensures the program maintains proper financial strength.

Arthur Morris (Grant Thornton Affiliate)
As the program's financial auditor, Arthur Morris validates the captive's financial reporting, providing confidence in the program's stability and transparency.

Bank of America
Providing investment and credit services, Bank of America helps maximize the program's financial performance while ensuring appropriate liquidity.

Marsh
Through their specialized Ergonomic Program, Marsh delivers access to certified professional ergonomists (CPEs) who help member agencies create and maintain workplace safety initiatives—reducing injuries before they occur.
Questions About Our Workers’ Comp Insurance Program?
Our team is available to answer questions about our partner relationships and how they contribute to the exceptional performance of our Workers' Compensation program.
Email us at insurance@4asbenefits.com