Consultative Approach
While most benefits providers simply broker products between carriers and clients, our approach begins with understanding your agency's unique structure, talent strategy, and business objectives. This foundation allows us to design benefits programs that serve as genuine extensions of your agency's values and vision.
Our team becomes your dedicated benefits department. Together we navigate complex decisions, simplify administration, and make sure your programs evolve with your agency's changing needs.
Comprehensive Solutions for Creative Enterprises
Our service portfolio addresses the full spectrum of agency benefits needs:
Retirement Planning
We design retirement programs that reflect the unique compensation structures and talent patterns in advertising agencies:
- Plan Design & Implementation: Crafting retirement offerings that serve as genuine competitive advantages
- Investment Selection & Monitoring: Curating options based solely on performance and suitability for creative professionals
- Administrative Simplification: Handling the operational details that often burden HR teams
- Fiduciary Guidance: Navigating compliance requirements with clarity and confidence
- Employee Education: Providing resources that resonate with diverse levels of financial sophistication
Health & Employee Benefits
Our health and benefits solutions balance comprehensive protection with financial sustainability:
- Medical Plan Optimization: Finding the right balance between coverage quality and cost control
- Alternative Funding Approaches: Exploring options beyond traditional fully-insured arrangements
- Multi-State Coordination: Managing coverage for distributed and remote workforces
- Integrated Wellbeing Programs: Designing holistic approaches to employee health
- Specialized Benefits: Creating distinctive offerings that differentiate your agency
Business Insurance
We provide protection specifically designed for the unique risks creative enterprises face:
- Workers' Compensation: Industry-dominating program returning unprecedented dividends
- Professional Liability: Specialized coverage for creative, media, and digital exposures
- Production Insurance: Exclusive wrap-up program unavailable to agencies elsewhere
- Management Liability: Protections addressing agency leadership responsibilities
- Cyber Protection: Coverage reflecting contemporary digital risks
The 4As Difference
What distinguishes our services is our singular focus on advertising and marketing agencies, from boutique independents to global holding companies. This specialized expertise delivers advantages few general benefits consultants can match.
- Industry-Specific Knowledge: Understanding agency compensation structures, talent dynamics, and operational realities
- Collective Negotiating Power: Leveraging the combined strength of the 4As membership for superior terms and pricing
- Relationship-Based Support: Providing direct access to consultants who understand your business without lengthy explanations
- Integrated Perspective: Viewing your benefits holistically rather than as disconnected products
Supporting Agencies of All Sizes
Our approach adapts to serve agencies across the spectrum:
- Independent Agencies: Delivering sophisticated benefits solutions previously available only to larger networks
- Regional Players: Supporting growth with benefits that scale alongside your agency
- Holding Company Agencies: Providing specialized expertise that complements corporate resources
- Emerging Agencies: Offering right-sized solutions that establish strong benefits foundations
Start the conversation with our team of agency benefits consultants and discover how our specialized expertise can transform your approach to employee benefits.
