The Risk of Standard Protection in a Non-Standard Industry

Standard business insurance often misses the nuances of agency operations, leaving critical gaps in coverage. From production liabilities to intellectual property challenges, the exposures advertising agencies face require specialized protection that understands the nuances of creative work. Our tailored approach transforms insurance from a necessary expense into strategic armor for your agency's most valuable assets.


Workers' Compensation

Our Workers' Compensation program has revolutionized coverage for advertising agencies, returning an unprecedented 50% dividend to member agencies while eliminating administrative headaches. With streamlined processes and expertise in agency workplace dynamics, we've transformed what was once a compliance obligation into a financial advantage that strengthens your bottom line.

4As Workers Comp Benefits

Our Partners

How to File a Claim

How to Receive a Proposal

Obtaining a customized Workers' Compensation proposal for your agency follows a straightforward process designed to respect your time while ensuring accurate pricing. Our team transforms what could be a complex quoting exercise into a streamlined experience that delivers clear, competitive options.


Professional Liability Insurance

In the high-stakes world of advertising and marketing, professional liability protection isn't optional—it's essential. Our specialized Errors & Omissions coverage safeguards against claims arising from campaign execution, copyright issues, and digital content, delivering peace of mind with automatic 15% member discounts and cumulative claim-free savings.

Policy Features

Endorsements

Liability Insurance FAQs

Cyber & Technology

How to Apply

Management Liability Insurance

Protect your agency's leadership and decision-making with comprehensive coverage against employment practices claims, director and officer exposures, and fiduciary responsibilities. Our Management Liability solutions deliver affordable protection against increasingly common allegations that threaten privately-held agencies.

11 CORPORATE/BUSINESS, 14 EVENT/FOUNDATION/NONPROFIT, 17 PEOPLE, 2025, EVAN TAYLOR STUDIOS, c: 4As, p: 4As - Decisions Photos taken at Decisions Minneapolis
4As - Decisions Photos taken at Decisions Minneapolis

Production Wrap-Up Program

A Safety Net for Your Production Investments.

Production insurance through third-party production companies often leaves critical coverage gaps that could expose your agency to substantial financial risk. Without proper protection, unexpected disruptions can quickly transform a smooth production into a budget nightmare.