Behind Every Extraordinary Creative Team is a Retirement Plan That Works As Hard As They Do.
For over 60 years, 4As Benefits has crafted retirement solutions exclusively for advertising and marketing agencies—bringing boutique-level expertise to an industry where one-size-fits-all simply doesn't cut it.
Our approach combines the sophisticated investment options you'd expect from financial giants with the personalized attention only a specialized team can deliver. We understand that agencies operate differently, compensate differently, and define success differently than other industries.
Our Services
Your agency creates breakthrough campaigns by understanding your clients’ nuances. We bring that same understanding to your retirement planning.
Our approach delivers what agency leaders need most:
- Plan Architecture That Works - We design retirement offerings that reflect agency compensation structures, talent patterns, and business cycles
- Investment Curation Without Conflicts - Unlike providers who prioritize proprietary funds, we select investments based solely on performance, fees, and fit for creative professionals
- Fiduciary Navigation - We guide you through compliance requirements and testing, translating regulatory complexity into straightforward action steps
- Administrative Streamlining - We handle the operational details that drain HR resources, freeing your team to focus on their core expertise
The result is a talent advantage in an industry where people are everything.
Questions Worth Asking
The right questions lead to the right retirement solution. Whether you're evaluating your current plan or designing a new one, these inquiries cut through the financial jargon to what actually matters for your agency:
- How do our plan fees compare to industry benchmarks for agencies our size?
- Are our investment options selected based on merit or provider relationships?
- How does our retirement plan compare to what competing agencies offer?
- What administrative responsibilities will fall to our HR team?
- How accessible is support when our team has questions?
We help you evaluate retirement offerings through an agency-specific lens—because the questions that matter to manufacturing companies or retail chains aren't necessarily the ones that matter to you.
Retirement Planning FAQ
There are no stupid questions. Only frequently asked ones. Our retirement specialists have answered the most common questions we hear from agency leaders, HR professionals, and employees.
Your Agency Deserves More Than Standard Solutions
The retirement landscape has evolved beyond one-size-fits-all approaches. Your agency's unique culture, talent strategy, and business model deserve a retirement solution that reflects your distinctive position in the creative landscape.
